新闻 · arXiv cs.AI

Explainable Artificial Intelligence for Anomaly Detection in Banking Transactions: An Internal Audit Perspective

The banking sector increasingly relies on automated systems to monitor electronic transactions for signs of fraud, yet conventional rule-based approaches struggle with high false-positive rates and offer no justification for their outputs, limiting their utility for compliance teams. This paper introduces an Explainable Artificial Intelligence (XAI) framework tailored for banking transaction anomaly detection within internal audit workflows. An Isolation Forest (iForest) model performs…